❄️ HVAC Contractors

Fractional CFO for
HVAC Contractors

You're bidding 25%, banking 5%, and wondering where summer went. We help HVAC contractors doing $3M–$8M close the gap between bid and bank so you can hit 15%+ net profit—even in the slow months.

25+ Years in Contractor Finance & Tax
1,000+ Clients Served
Millions Saved in Taxes & Wasted Spend
★★★★★ Top-Rated on Yelp, Arcadia CA

This Sounds Like You?

Summer is slammed, but by November you're scrambling to cover payroll.

Install jobs look profitable until you factor in callbacks, warranty, and the crew sitting idle between jobs.

Service revenue is "gravy," but you're not sure if it actually covers the truck, the tech, and the dispatcher.

You're guessing on flat-rate pricing because you don't really know your true labor cost per billable hour.

Techs leave every 2 years, so you're constantly training replacements and losing momentum.

Your techs are great at fixing units but terrible at selling maintenance agreements and upgrades.

You have no real metrics—and no way to give techs feedback that's based on numbers instead of gut feel.

How We Fix the Bid vs Bank Gap
for HVAC

Seasonal Cash Planning

13-week cash forecast built around your seasons so Q4 and Q1 don't feel like a surprise every year.

Install vs Service Profitability

Clear visibility into which side of the business actually makes money—and which jobs, crews, or channels are dragging you down.

True Labor Cost & Pricing

Know what each tech really costs per billable hour so your flat-rate book and maintenance pricing actually protect margin.

Tech Performance Metrics

Revenue per tech, average ticket, callback rate, and maintenance agreement conversion so you can coach with data, not guesswork.

Inventory & Working Capital

Simple visibility into what's sitting on trucks and shelves so you're not tying up cash in parts you don't need—or eating rush charges when you run out.

Tax Timing & Strategy

Quarterly estimates and year-end planning so April doesn't wipe out what you thought you made last summer.

What You Actually Get

Not just better reports. Better cash.

📊

Financial Clarity & Reporting

Clean monthly close, HVAC-specific reporting, and job costing you can trust—install and service separated.

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Cash Flow & Debt Management

13-week cash forecast built around your seasonal swings. Know what's available for payroll, draws, equipment, and marketing before you commit—and stop getting surprised.

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Job Profitability & Pricing

Job-level and service-line profitability, flat-rate pricing audit, overhead allocation, and simple tech scorecards so 15%+ net is the norm, not a lucky summer.

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Tax Strategy That Reaches the Return

Proactive tax planning integrated with your filings: quarterly estimates and year-end moves that actually show up on your return.

How We Work Together

01

20-Minute Intro Call

Quick fit check: revenue, crew count, install/service mix, and whether your problems are ones I can actually solve. If not, I'll tell you and point you to better options.

02

Financial Health Assessment

One-time, fixed-fee deep dive into your books, jobs, cash, and tax. For HVAC, we specifically look at seasonal cash patterns, install vs service margins, tech utilization, and maintenance agreement performance. You get a clear, written 90-day action plan to close your biggest "bid vs bank" leaks.

← Start here
03

Ongoing Fractional CFO Partnership

If it's a mutual fit, we move into a simple monthly engagement focused on hitting agreed profit, cash, and owner take-home targets—through the busy season and the slow one.

Book a Call to Get Started

If we're not the right fit, we'll tell you and point you to a better option.

Ready to Stop Guessing
on Your HVAC Numbers?

Let's see if your problems are ones I can actually solve. 20 minutes, no pitch.

All the risk is on us. This call is about making sure we can actually help.