Fractional CFO for Contractors.
Built by One of You.

I've spent 25 years in tax and accounting, reviewing over 100,000 returns and working with more than 1,000 business owners. The same pattern showed up over and over: owners making six-figure decisions on half-baked numbers, then wondering why the bank balance never matched the P&L.

Trade contractors had it the worst. Jobs looked great on paper, but cash was stuck in WIP, retainage, and slow-paying GCs. Financials said "healthy," yet payroll, taxes, and vendor payments still felt tight. You were bidding 20–30%, but only banking 3–8%.

So I decided to go narrow instead of wide. Now I work exclusively as a fractional CFO for trade contractors doing $3M–$8M in revenue. One niche. One engagement model. Better results. My entire job is to close the gap between bid and bank so 15%+ net profit becomes normal, not a lucky month.

I do that by turning your numbers into a simple, reliable decision tool: clean monthly close, contractor-specific reporting, real job and WIP visibility, a 13-week cash view, and tax strategy that actually shows up on your return. And I coordinate directly with your bookkeeper, payroll provider, and banker so you're not stuck as the middleman.

Plain-English finance. No arrogance. No guru talk. Just clear numbers, straight advice, and a partner who's willing to be measured by your profit, cash, and owner take-home.